NowMyNews

> When I eventually found out about the CCJs, I contacted the debt agency acting on the behalf of the lenders to offer a settlement so I could clear my credit file. Late last year the debt agency contacted me saying that the original debt collection office dealing with my case in Liverpool had closed and the operation had been transferred to Ireland. They suggested I try to make contact with the respective banks directly. I worry that I will just hit a dead end, but I really want to clear these entries off my file - do you have any advice? Trouble locating your lenders? A credit check could point you in the right direction   More... How to improve and protect your credit rating Are your debts mounting up? Read our guide for some help in getting back into the black Lenders gear up for tougher credit checks LETTER TEMPLATE: Credit report errors Free Trial: Could checking your credit report help you out of a sticky situation? Linda McKay, of This is Money, replies: We are a

> I really would like to know where my husband's money has gone. He was quite astute regarding investments. J.D. Lake District. Nasty shock: Many spouses stand to receive nothing from their partner's annuity when they die because they haven't chosen a joint life product. Adam Uren, of This is Money, says: It seems that you have fallen victim to what has been a stain on the pensions industry for years, and that is only just now being addressed. For years pension holders have defaulted into their pension provider's standard annuity offerings, with many not realising that they need to shop around to find the best deals and, most importantly, the right annuity for them. Now, I can't speculate on what process your husband went through when he bought his annuity, but Prudential has confirmed that he took out a single life annuity which included a tax-free lump sum of £11,964 in 2002.   More... Will pension providers finally help their customers get the best valu

I am hoping you can help us with a claim for a delayed flight on 13th of February 2013 to Cancun Mexico. My wife and I booked the holiday through Thomson flying from Gatwick at 9.15am. We live in South Wales, a 4 hour drive from Gatwick, and therefore travelled through the night to check-in at 07.15am. Boarding was delayed and we were told there would be a hold up because of technical problems - a hydraulic leak. We eventually boarded the plane at midday but were then further delayed by 1 hour 30 minutes while a seat was repaired.  Compensation plea: Passengers delayed at Manchester airport at Thomson check-in desk. They said these delays were beyond their control and we were offered free Premium films on board to compensate for our delay. In total we were delayed over 4 hours. So instead of arriving at our hotel mid-afternoon we arrived at 7 in the evening very tired and went straight to bed losing the first night of our holiday. I believe that under Regulation (EC) 261/2004 we

I am hoping you can help us with a claim for a delayed flight on 13th of February 2013 to Cancun Mexico. My wife and I booked the holiday through Thomson flying from Gatwick at 9.15am. We live in South Wales, a 4 hour drive from Gatwick, and therefore travelled through the night to check-in at 07.15am. Boarding was delayed and we were told there would be a hold up because of technical problems - a hydraulic leak. We eventually boarded the plane at midday but were then further delayed by 1 hour 30 minutes while a seat was repaired.  Compensation plea: Passengers delayed at Manchester airport at Thomson check-in desk. They said these delays were beyond their control and we were offered free Premium films on board to compensate for our delay. In total we were delayed over 4 hours. So instead of arriving at our hotel mid-afternoon we arrived at 7 in the evening very tired and went straight to bed losing the first night of our holiday. I believe that under Regulation (EC) 261/2004 we

7 View comments I booked a one-night stay at the Carlisle Travelodge on the M6. On the day we were supposed to travel, there were amber weather warnings and we were asked not to drive unless absolutely necessary. I had taken cancellation insurance so called off the booking and asked for a refund. But I have been informed that I cannot have one unless my journey was a departure by aircraft, sea vessel, coach or  a train delayed for more than six hours. I feel they are being extremely harsh as the only mode of transport possible would have been a snow plough. Our car was buried in snow on the drive and the conditions were exceptionally bad. Mrs S. M., via email. Travelodge was mystified when I contacted them because it had not heard from you. It seems there’s been a bit of a mix-up here. You applied to the insurance company for a refund, rather than directly to Travelodge. The insurance you had taken was designed to cover delays when traveling by train or plane. The insu

79 View comments Former T4 presenter Miquita Oliver is facing bankruptcy after failing to pay a tax bill of more than £174,000, according to a firm of accountants. A statement from the firm, Baker Tilly confirmed that the HM Revenue and Customs had petitioned for the star to be declared bankrupt due to unpaid taxes on 11 November last year. The 27-year-old is perhaps best known for presenting Popworld with Simon Amstell in the early part of the last decade.  Facing bankruptcy: The TV presenter Miquita Oliver was a bridesmaid at childhood friend Lily Allen's wedding last year. She left the Channel 4 show in 2006 but continued to present on T4 and has also hosted shows on BBC Radio 1 and 1Xtra. She also went on to work on the 4Music channel and was a bridesmaid at the wedding of childhood friend Lily Allen last year.   More... How the rich and famous use a tax loophole to pay just 21% income tax - and how you can do the same Her publicist said: 'We can confi

149 View comments Former T4 presenter Miquita Oliver is facing bankruptcy after failing to pay a tax bill of more than £174,000, according to a firm of accountants. A statement from the firm, Baker Tilly confirmed that the HM Revenue and Customs had petitioned for the star to be declared bankrupt due to unpaid taxes on 11 November last year. The 27-year-old is perhaps best known for presenting Popworld with Simon Amstell in the early part of the last decade.  Facing bankruptcy: The TV presenter Miquita Oliver was a bridesmaid at childhood friend Lily Allen's wedding last year. She left the Channel 4 show in 2006 but continued to present on T4 and has also hosted shows on BBC Radio 1 and 1Xtra.  She also went on to work on the 4Music channel and was a bridesmaid at the wedding of childhood friend Lily Allen last year. Her publicist said: 'We can confirm that Miquita Oliver filed for bankruptcy in November 2011. She has many projects in the pipeline both here and