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Families duped by conwoman Melissa Caddick expose how she sucked them into her web of lies - and reveal the terrible personal cost of losing as much as $4million

Melissa Caddick told one of the many clients she's accused of duping that she was wealthy in her own right and was only providing financial services 'to help people'. 'I don't need to do this,' she told Cheryl Olga Kraft-Reid whose redacted affidavit was one of 11 released by the Federal Court on Wednesday. 'I'm doing it to help people and it's very much restricted to family and friends.' Ms Kraft-Reid, the third member of her family to invest in Ms Caddick's company Maliver, is now at least $366,800 out of pocket and facing a more distant, poorer retirement. 'I set up myself physically, emotionally, mentally, professionally to work for seven more years - everything was in place - and now I anticipate having to work for another 15 years,' she said. Ms Kraft-Reid's family are among 72 clients who parted with more than $30 million between 2012 and 2020, expecting Ms Caddick or her company Maliver would invest it on their behalf. Mel

Oklahoma man, 24, accused of murdering antique dealer, 65, in Upper East Side apartment after he met him on dating app appears in court

Alex Ray Scott is seen in a November mugshot during his arrest on lewd molestation charges in Tulsa An Oklahoma man accused of killing an antiques dealer he had a romantic affair with was back in court to face Manhattan Supreme Court judge on Thursday. Alex Ray Scott, 24, is facing murder, grand larceny and criminal possession of stolen property charges related to the death of 64-year-old Kenneth Savinski, who he is said to have met on a dating app. Savinski was found dead in his Upper East Side apartment on January 27, with a deep gash in his head and neck wounds. Just after midnight two days later, Scott walked into a Manhattan police station covered in blood, saying, 'I think I may have killed someone last night.'  DailyMail.com has reached out to his attorney, Jessica Horani, for comment on today's court appearance.   Scott, 24, was escorted into Manhattan Supreme Court on Thursday as he faces charges of murder, grand larceny and criminal possession of stolen property S

Fan caught on camera had pulled a sickie: Woman, 37, is fired from her job after boss sees her on TV celebrating goal at England-Denmark match

A worker who ‘pulled a sickie’ to watch England’s semi-final win was sacked after her boss saw her on TV. Nina Farooqi, 37, made an excuse to dodge work in Yorkshire after her friend offered her a last-minute ticket to the historic night at Wembley. But the face of the digital content producer, from Ilkley, near Bradford, was beamed around the world when a TV camera zoomed in on her and her friend celebrating England’s equalising goal. Nina Farooqi, 37, made an excuse to dodge work in Yorkshire after her friend offered her a last-minute ticket to the historic night at Wembley When catching the 6am train back up north the next morning to be at work on time, Miss Farooqi said her boss phoned her to tell her not to bother coming in. She told The Daily Telegraph: ‘They said they’d seen I’d been at the game, and I was honest about why I did it. But I didn’t get any sympathy at all and they said that’s it. That’s their call and the consequence of what I did. ‘There is a bit of regret, no one

Priti Patel signs deal with Albania to speed up deportation of crooks who were born there but moved to Britain

Criminals as well as those who fail to be granted asylum from Albania will face a more rapid return to their home country under a post-Brexit deal secured by Priti Patel last night. The agreement, signed by the Home Secretary with the eastern European country, will make it easier to remove convicted offenders. It will also make it simpler to move failed Albanian asylum seekers and those who have overstayed their visas. The deal – finalised by Miss Patel during an official visit to the capital of Albania, Tirana – will make the process of transferring Albanian criminals and those in conflict with their immigration status ‘easier and quicker’ The bilateral agreement with the nation will be seen as a major breakthrough after Brexit and could pave the way for similar deals with EU nations such as Poland. The deal – finalised by Miss Patel during an official visit to the capital of Albania, Tirana – will make the process of transferring Albanian criminals and those in conflict with their im

Jill Biden turns to her Vogue look to push vaccines: First lady wears dress from shoot to get more shots in arms with Senator Raphael Warnock in Georgia - whose seat could is a target for Republicans in 2022

Jill Biden donned the dress she wore for her Vogue cover during a trip to Georgia to push people to get their COVID vaccine. She toured a pop-up vaccination site at a Savannah high school with Senator Raphael Warnock. Warnock, one of the state's two Democratic senators who won a January special election, is up for re-election next year and already a top Republican target. The first lady praised him repeatedly in her remarks. 'You've been in the Senate what less than a year now. But gosh, look at all he has done. You know, you've already delivered for this state,' she said, adding that Warnock invited her to come visit his home town.  Biden wore the blue Oscar de la Renta dress she donned in her cover shoot for the August edition of Vogue, where she was the subject of a flowery profile about her work as first lady. She often repeats her designer outfits. She has been touring the nation, focusing on states with low vaccine rates, to get more shots in the arms of Ameri

The £200,000 'reward' for better GCSE grades: Pupils who score one grade higher than their classmates can get 'significantly' higher wages across their career, research shows

Teenagers who score one grade higher than their classmates across nine GCSE subjects are likely to earn up to £200,000 more in later life, research has found. They can expect to gain 'significantly' higher wages across their careers. The findings have established, for the first time, a link between attainment and lifetime earnings, said the Department for Education. Statisticians and economists at the DfE tracked more than two million young people in England over a 12-year period. They studied their GCSE grades between 2001/2 and 2004/5 as well as records from the Longitudinal Educational Outcomes dataset, which provides data on earnings. Information from the UK Labour Force survey was used to predict salaries up to retirement age. Teenagers who score one grade higher than their classmates across nine GCSE subjects are likely to earn up to £200,000 more in later life, research has found  Researchers estimated that the average GCSE pupil would go on to earn £1.3million in their

Children face just a one in 500,000 risk of dying from Covid, studies show amid growing row over whether youngsters should be given vaccines

Children face an 'extremely low' one in 500,000 risk of dying from the coronavirus, researchers have found. In England, just 25 under-18s have died from Covid, which equates to around two in a million, experts said. Young people with pre-existing medical conditions, like heart disease and cancer, and severe disability, which can include cerebral palsy and autism, have a higher chance of becoming seriously ill from the virus. But the scientists - from three top British universities - said this risk is no higher then the risk from flu. Teenagers, black and obese children were also at higher risk from dying with Covid but these numbers were still very low, they found.  Researchers said their findings - which were published in three separate papers today - will help inform vaccine and shielding policy for under-18s. They will submit the studies to the Joint Committee on Vaccination and Immunisation , the Department for Health and the World Health Organization . The findings come am